British Expats in Cape Town · Offshore Clients Worldwide

Straightforward offshore investment planning, from someone who speaks your language.

I help British expats settling in Cape Town — and offshore investors anywhere — make sense of lump sum investments and long-term savings plans. Based in Cape Town, meeting clients in person or over video call.

Book an Introductory Call Get the Free Expat Guide

Based in South Africa or investing locally? See Onshore Solutions.

Who I work with

British Expats in Cape Town

Recently relocated or long-settled? I meet clients in person to walk through how UK and South African rules interact with offshore investing — no jargon, no guesswork.

Offshore Investors, Anywhere

Based outside Cape Town? I work with offshore clients globally over video call, with the same access to international investment platforms and providers.

Long-Term Savers & Lump Sum Investors

Whether you have a lump sum to put to work or want to start a disciplined monthly savings plan, I focus on getting the foundations right from day one.

How I can help

Two areas I prioritise for new clients, plus the wider offshore wealth services available once your plan is in place.

Priority

Lump Sum Offshore Investment

For investable lump sums of $100,000+. A single, well-structured offshore portfolio — diversified across currencies, asset classes and jurisdictions — built around your goals and risk appetite.

Priority

Regular Savings Plans

From $500+ per month on a 10-year+ horizon. A disciplined, offshore savings plan that takes advantage of long-term compounding — ideal if you're building wealth from income rather than a lump sum.

Offshore Diversification

Spreading assets across currencies and geographies to reduce single-country risk.

Pension Transfers

UK pension consolidation and transfer reviews — a longer process, but available when you're ready.

Estate & Tax Planning

Wills, trusts and tax-efficient structuring for cross-border families.

Protection & Insurance

Life, critical illness and income protection cover suited to an expat lifestyle.

Need investments or retirement planning based inside South Africa instead? See Onshore Solutions.

Book a 30-Minute Introductory Call

Pick a time below and it goes straight into my calendar — you'll get an automatic email confirmation and a reminder before we speak. No back-and-forth needed.

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Free Guide: The British Expat's Guide to Offshore Investing in Cape Town

A short, practical guide covering the questions I get asked most: what counts as "offshore", how lump sum vs. regular savings plans compare, and what to check before you invest. No obligation, no spam — just the guide.

About Rory Phillips

I'm a financial planner who has spent recent years based in Kuala Lumpur, helping expats from the UK, Ireland and the Netherlands navigate offshore investing, pension transfers and cross-border financial planning. I'm now relocating to Cape Town to bring that same approach to the British expat community there — and to offshore investors more broadly.

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Previously based in Kuala Lumpur; relocating to Cape Town, South Africa

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How it works

Introductory Call

A no-obligation 30-minute conversation to understand your situation and what you're trying to achieve. Book a time.

Your Plan

We build a proposal suited to your lump sum or savings goals, matched to the right offshore platforms and providers for your situation.

Implementation & Review

Your plan is put in place and reviewed regularly as your circumstances change.

Get in touch

Prefer to just talk first? Book a call directly — it's the fastest way to reach me. Otherwise, send a message below and I'll come back to you to arrange a time to speak, in person in Cape Town or by video call.

Email: [your-email]
WhatsApp: [+27 XX XXX XXXX]