For anyone with property in South Africa or the UK

A home, a rental, a house left in the UK: where property fits in the rest of your plan.

A free, plain-English guide to owning, letting and selling property when your life involves South Africa and the UK: the costs beyond the deposit, UK rent and sale proceeds, and property in an estate.

In this free guide:

• Where a home or a rental sits in the wider plan: concentration, liquidity, borrowing, running costs and currency
• Buying in South Africa: the costs beyond the deposit, and what a lender’s pre-approval does and doesn’t tell you
• Keeping or selling a UK property after a move: UK rent, the HMRC reporting deadline and the records worth keeping
• Owning property directly or through listed property, set side by side
• Property in a two-country estate, and the questions to take to a conveyancer, a tax professional and a financial planner

Note: The guide sets out considerations and questions rather than recommendations, and takes no view on whether owning property is a good or a bad idea.